Tax eligible deductions

The income Tax Act, 1961 (‘the Act’) provides a number of deductions from taxable income based on the satisfaction of specific conditions stated in the respective sections. These deductions are covered under Chapter VI-A of the Act ranging from Section 80A to 80VV. The most relevant and common deductions are listed below:

  • Section - 80C: Deduction in respect of life insurance premia, deferred annuity, contributions to provident fund, subscription to certain equity shares or debentures, etc.

  • Section - 80CCC: Deduction in respect of contribution to certain pension funds

  • Section - 80CCD: Deduction in respect of contribution to pension scheme of Central Government

  • Section - 80CCG: Deduction in respect of investment made under an equity savings scheme

  • Section - 80D: Deduction in respect of health insurance premia

  • Section - 80DDB: Deduction in respect of medical treatment, etc.

  • Section - 80E: Deduction in respect of interest on loan taken for higher education

  • Section - 80EE: Deduction in respect of interest on loan taken for residential house property

  • Section - 80G: Deduction in respect of donations to certain funds, charitable institutions, etc.

  • Section - 80GG: Deductions in respect of rents paid

  • Section - 80TTA: Deduction in respect of interest on deposits in savings account



Please note, this is not an exhaustive list of deductions under the Act. To know more about eligible deductions, contact us or drop us an enquiry.